About PayNet

PayNet, Inc. is the leading provider of credit ratings on small businesses, enabling lenders to achieve optimal risk management, growth and operational efficiencies. We serve as trusted, strategic advisors to banks and commercial finance institutions.

Our data analytics provides these C&I lenders accurate, exclusive credit insights derived from our proprietary database, the largest database of small business loans, leases, and lines of credit in existence. Our database encompasses:

  • Over 23 million contracts
  • More than $1.5 trillion in obligations


Taking the Risk out of Small Business Lending

Using state-of-the-art analytics, PayNet converts raw data into real-time market intelligence and predictive information that subscribing lenders use to make informed small business financial decisions and improve their business strategy.

Offering a variety of powerful products and solutions, PayNet's Small Business capabilities range from historic credit-reporting and automated credit-scoring to detailed strategic business reviews that include:  

  • Portfolio risk measurement
  • Default forecasting
  • Peer benchmarking
  • Critical industry trend analysis

Download PayNet’s Capabilities Brochure