Application Processing Partners

Application processing systems enable lenders to streamline the credit granting process by integrating various credit/risk tools including PayNet products and services. PayNet has a direct connection with several strategic partners, enabling seamless and rapid access to PayNet’s products and services from within the credit granting process.


CapitalStream is an integrated software platform enabling commercial banks and finance companies to implement Straight Through Processing across lending and leasing portfolios. It has revolutionized lending by integrating and automating sales, origination, credit, decisioning, documentation, funding, booking and account monitoring. CapitalStream is also a core component of HCL FinanceSolution™, a suite of software platforms, best practice methodologies and business transformation services specifically designed for lending and leasing including specialized configurations of enterprise solutions for CRM, content management, business intelligence and more. For more information please visit the website for Capital Stream or HCL FinanceSolution.


eCredit is a leading provider of online software for credit and collections professionals. Its award-winning product family – Personal Edition, Professional Edition, and Enterprise Edition – supports the mission critical processes of granting credit, monitoring portfolio risk, resolving disputes and collecting accounts receivable. With deep roots in the credit and collections community, eCredit has over a decade of experience helping companies reduce bad debt and DSO while improving productivity, lowering costs and demonstrating results. Its on-demand software supports companies of any size in a broad array of industries and geographies, including Cisco, Samsung Electronics, Cargill, NEC Financial, XTRA Lease, Graybar, CDW, Sun Microsystems, and Ryder System.

Experian Scorex

Experian Scorex is a leading developer of software for the credit industry having deployed over 1,000 solutions with 400 clients in 60 countries. Scorex’s Transact is a complete end-to-end application processing system that receives, validates, manages and decisions the flow of data and applications.

LeaseTeam, Inc.


PayNet, Inc. is partnered with LeaseTeam, Inc. to develop software that can seamlessly extract the appropriate credit data from the LeasePlus accounting system for participants in the PayNet service. Working with LeaseTeam to deliver an extraction tool provides a zero cost, “plug and play” solution for LeasePlus users to participate in PayNet. Creating a universal extract also ensures accuracy of the data going into the PayNet database.

About LeaseTeam, Inc

LeaseTeam, Inc. is a market-leading software and business solutions company serving over 250 financial organizations throughout North America. With over 25 years of experience and expertise in the equipment finance and leasing industry, our innovative technologies continue to streamline lease and loan processing for users.

ASPIRE™, our end-to-end lease and loan management platform, allows businesses to stop talking about front- and back-end processes and start talking about managing the total transaction lifecycle—from a single system.

To learn more about LeaseTeam or ASPIRE, call (800) 531-5086 or visit