How well can you identify which of your portfolio segments and target markets are improving or deteriorating? Are you looking for ways to eliminate high-touch processes in your small business lending department? PayNet’s portfolio forecasting solutions identify the “hot spots” in your portfolio and provide the tools for more proactive portfolio management. This can lead to significant improvements with business development and underwriting processes.
Using an empirical risk forecast, PayNet solutions help you identify portfolio segments by risk/reward contribution and develop business rules to optimize the formula.
PayNet’s tools enhance productivity within your lending department to help improve your bottom line.
PayNet provides granular portfolio metrics against plan targets along with updated and verifiable actual vs. forecasted default risks.