PayNet’s Market Intelligence and Advisory Services Solve Your C&I Challenges

PayNet is a data analytics company providing C&I lenders accurate, exclusive credit insights derived from our proprietary database of more than 23 million loans. These insights allow lenders to make better decisions that grow profits, reduce losses, and streamline operations.

PayNet is the leading provider of credit ratings on small businesses. We maintain the largest proprietary database of small business loans, leases, and lines of credit.

Using state-of-the-art analytics, PayNet converts this raw data into real-time market intelligence and predictive information that our member lenders use to make better-informed small business lending decisions and improve their business strategy. As a result, our members:

  • Streamline lending operations
  • Increase a portfolio’s profitability
  • Get in front of customers before default
  • Know next year’s default rate today

 

Insights Allow Lenders to Achieve Optimal Risk Management

Quantified knowledge gives financial institutions a substantially greater ability to gauge a situation, establish strategies and direct a more efficient operational plan. PayNet's small business capabilities range from historic credit-reporting and automated credit-scoring to portfolio management, forward-looking credit risk assessment and detailed strategic business reviews that include:

  • Critical industry trend analysis
  • Streamlined originations process
  • Portfolio risk measurement
  • Default forecasting (not just reporting)
  • Comparisons of a business to its peers within the industry

Solutions for Every Function of the Lending Process

PayNet offers a wide variety of tools and services designed to positively impact every function of the lending process -- from Business Planning to Collections & Workouts.

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To find out more how PayNet’s small business insights can positively impact your bottom line, please contact us today.