Business Partners

PayNet's Business Partners enable lenders to streamline the credit granting and portfolio management processes by integrating various credit/risk tools including PayNet products and services. PayNet has a direct connection with several strategic partners, enabling seamless and rapid access to PayNet’s products and services from within the credit granting and portfolio management processes.


Financial institutions can obtain PayNet data through Akouba’s digital lending platform. Industry leading data inside the Akouba digital small business lending platform greatly enhances the customer experience and the automated underwriting process. Akouba’s platform allows easy access to PayNet Credit History Reports, PayNet MasterScore® v2 and risk management solutions for quick decision making.

Akouba provides cloud-based, white-labeled technology that delivers an end-to-end, omni-channel business lending platform endorsed by the American Bankers Association. Akouba’s software enables banks and credit unions to transform their lending processes to a digital environment quickly, efficiently, and profitably.



Experian Scorex is a leading developer of software for the credit industry having deployed over 1,000 solutions with 400 clients in 60 countries. Scorex’s Transact is a complete end-to-end application processing system that receives, validates, manages and decisions the flow of data and applications.



PayNet, Inc. is partnered with LeaseTeam, Inc. to develop software that can seamlessly extract the appropriate credit data from the LeasePlus accounting system for participants in the PayNet service. Working with LeaseTeam to deliver an extraction tool provides a zero cost, “plug and play” solution for LeasePlus users to participate in PayNet. Creating a universal extract also ensures accuracy of the data going into the PayNet database.

LeaseTeam, Inc. is a market-leading software and business solutions company serving over 250 financial organizations throughout North America. With over 25 years of experience and expertise in the equipment finance and leasing industry, our innovative technologies continue to streamline lease and loan processing for users.

ASPIRE™, an end-to-end lease and loan management platform, allows businesses to stop talking about front- and back-end processes and start talking about managing the total transaction lifecycle—from a single system.



Efficient, Agile & Modern

Thrive is a cloud-based end-to-end platform that enables banks, credit unions and lenders to efficiently and profitably process and originate small business loans.

Integrated with PayNet solutions, the platform provides trusted and reliable data for accurate financial and credit assessments giving commercial lenders the ability to make consistent and informed loan decisions.

This digital platform can be customized for specific lending requirements and automated with real time financial data to assess key risk indicators.