Community Bank Program

Avoid Losses · Grow Your Portfolio · Streamline Risk Operations

The ICBA has recently announced that PayNet is a new Preferred Service Provider, bringing unique value to community banks. PayNet has been providing credit rating services on small and middle market businesses to commercial lenders for 15 years and is now bringing these services to America's Community Banks.

Contact us to schedule your introductory webinar

Avoid Losses

Credit History Reports

PayNet's Credit History Report is a critically important element of the due diligence required when underwriting new commercial loans. Using the Credit History Report will result in fewer commercial losses over the long run.

Grow Your Portfolio

Market Conditions Reports

PayNet's Market Conditions Reports present comprehensive local market intelligence with trends and forecasts by State, County and NAICS code that will help you identify early warnings of changing economic conditions and quantify the impact on your market's default risk next year.

Streamline Risk Operations

CECL Impact Estimator

Financial institutions will be required to develop forward-looking assumptions that are supported by a consistent methodology and statistically valid sample sizes of data for several years. PayNet can assemble and test a very complete dataset for CECL at NO CHARGE and issue your initial CECL impact estimate as well as collect and store your loan data to create an archive dataset needed for CECL compliance.

Want even more? Call us at 866.825.3400 to learn more about how PayNet can help you.