Don’t let risky commercial lending practices sneak up on you. PayNet brings clarity to your credit decisions and portfolio management.
The best offense is a good defense when it comes to optimizing your lending portfolio. You can’t expect the best unless you prepare for the worst—by tackling risk at every stage of the credit cycle.
Because PayNet collects more data than any single commercial lender could ever hope to, we offer:
Getting better visibility into lending markets—your own or others’—is a prerequisite for smarter lending decisions.
Making smarter lending decisions upfront reduces the likelihood of going into collection. But when it’s necessary, PayNet also offers tools to enhance the productivity of those efforts.
View collections solutions.
Effective risk management carries tangible benefits, such as risk-based pricing and greater loan volume within your accepted tolerance levels.