PayNet MasterScore® v2 allows lenders to automate and improve their credit decisions while providing predictive abilities that are superior to trade credit data. It’s an ideal solution for lenders servicing multiple industries.
BENEFITS TO USERS
Download PayNet MasterScore v2 Product Sheet
About PayNet MasterScore
PayNet MaterScore v2’s powerful ability to predict borrowers’ risk leads to improved decisioning power and increased profitability.
PayNet MasterScore v2 is developed from the largest pool of term debt leases and loans ever compiled to predict 90+ days past due (DPD) on a 3-digit scale. It focuses on the many factors in a borrower’s profile that are most predictive of repayment and offers the most comprehensive solution to managing risk.
The PayNet MasterScore v2 contains a total of 587 variables and 135 unique variables. It was built using an extraordinarily large development sample, over 3 million transactions and 135,000 defaults, which made it possible to build specialized scorecards, 29 scorecards in all, based on borrower industry, size, age, or some combination.
To learn more how the PayNet MasterScore v2 can improve your decision making, contact us today.
PayNet MasterScore helps increase the effectiveness of two functions of the lending process.
Pinpoints in-depth borrower data from PayNet's proprietary database to provide predictive data far superior to trade credit data.
Combines traditional credit expertise with cutting-edge modeling of the complex drivers that most impact the payback performance of term loans.
PayNet MasterScore v2 has shown to enable a 17.7% increase in approvals without increasing defaults.